Getting a Home Loan in San Diego

The San Diego housing market is extremely competitive and vital, as noted by Redfin.

The tough news for homebuyers is that despite expectations that the pandemic might put a damper on the market, San Diego home prices continue to rise, even in the difficult 2020 economic year. While this information may be concerning to buyers, with historically-low interest rates available it is still true that buying your dream home in San Diego may be a possibility. However, a solid financing package and short close will always help you in the bidding.

To get the best home loan possible in this market, you’ll need an experienced mortgage consultant. Vic Joshi is happy to arm you with education about the mortgage loan process and use his resources to find the best rate with the best lender for your San Diego real estate transaction.

San Diego CA mortgage loans

The City of San Diego Now

San Diego is a dream city for homeowners, and a desirable vacation destination with its miles of white-sand beaches and proximity to family-friendly destinations including the San Diego Zoo, SeaWorld San Diego, and LEGOLAND California, 92 golf courses, popular sports franchises, and the prestigious Scripps Institute and UC San Diego campuses.

San Diego is renowned for its fantastic climate, with warm, dry summers and mild winters; most of the annual precipitation falls between December and March. The annual temperature average measures above 70 degrees, with roughly 42 rainy days per year.

Before focusing on your search for San Diego mortgage loans, here are some facts about San Diego to familiarize potential home buyers with this unique area.