Top 10 Producer Vic Joshi#1 Producer
in Northern California

Top Producer
Companywide

California Department of Real EstateLicensed
Real Estate Agent

Since 1998

California Department
of Real Estate
#01242935

NMLS Nationwide Multistate Licensing System & RegistryLicensed
Mortgage Consultant

Nationwide Mortgage
Licensing System
#244388

Home Loan Expert

I’m Viral (pronounced like “virile”) “Vic” Joshi, a native San Francisco Bay Area resident and an independent California home loan expert. I’ve been helping home buyers, homeowners, and investors with mortgage loans for over 25 years. I work as an agent with my company, Straight Deal Mortgage. I’m also a California licensed real estate agent since 1998. After decades in the home loan industry, I’m still passionate about helping home buyers get the loan they need for the home they want.

Home of REAL Mortgage Advice®

My mission is to help buyers qualify for the loan terms they want that works for their circumstance. I spend a generous amount of time with each client to educate them about how the mortgage industry works, through free “Mortgage 101” consultations, so they can make good decisions and get a great loan. I’ve revamped my website to give clie